Jawad, Mohammed Majeed, Ameer Ali Khaleel, Asmaa Hadi Neamah, and Mohammed Faez Hasan. “Retail Payment Techniques and Their Impact on the Volume of Bank Deposits”. Technium Business and Management 4 (August 25, 2023): 56–66. Accessed October 7, 2024. https://techniumscience.com/index.php/business/article/view/9452.